Sallie Mae Airline Career Loan eligibility. Airline Career Loans are for students pursuing a professional pilot program certificate
at a participating school and are not intended for students pursing an undergraduate or graduate degree. Applicants must meet
credit and identity verification requirements, accept and sign required loan documents, and have the loan certified by the school.
Student or cosigner must be at least the age of majority in their state of residence. Students who are not U.S. citizens or U.S.
permanent residents must reside in the U.S., attend school in the U.S., and apply with a creditworthy cosigner (who must be a
U.S. citizen or U.S. permanent resident). Requested loan amount must be at least $1,000.

No prepayment penalty. Although we do not charge a penalty or fee if you prepay your loan, any prepayment will be applied as
outlined in your promissory note—first to Unpaid Fees and costs, then to Unpaid Interest, and then to Current Principal.

Repayment options and grace periods. Interest is charged starting when funds are sent to the school. With the Fixed and
Deferred Repayment Options, the interest rate is higher than with the Interest Repayment Option and Unpaid Interest is added to
the loan’s Current Principal at the end of the grace/separation period. Payments may be required during the grace/separation
period depending on the repayment option selected. Variable rates may increase over the life of the loan.

Cost of attendance. For applications submitted directly to Sallie Mae, loan amount cannot exceed the cost of attendance less
financial aid received, as certified by the school. Applications submitted to Sallie Mae through a partner website will be subject
to a lower maximum loan request amount. Miscellaneous personal expenses (such as a laptop) may be included in the cost of
attendance for students enrolled at least half-time.

Auto debit. The borrower or cosigner must enroll in auto debit through Sallie Mae to receive a 0.25 percentage point interest rate
reduction benefit. This benefit applies only during active repayment for as long as the Current Amount Due or Designated
Amount is successfully withdrawn from the authorized bank account each month. It may be suspended during forbearance or
deferment.

Graduated Repayment Period. GRP allows interest-only payments for the initial 12-month period of repayment when the loan
would normally begin requiring full principal and interest payments or during the 12-month period after GRP request is granted,
whichever is later. At the time of GRP request, the loan must be current. The borrower may request GRP only during the six billing
periods immediately preceding and the twelve billing periods immediately after the loan would normally begin requiring full
principal and interest payments. GRP does not extend the loan term. If approved for GRP, the Current Amount Due that is
required to be paid each month after the GRP ends will be higher than it otherwise would have been without GRP, and the total
loan cost will increase.

Prior enrollment period. Loans are available to cover costs for a prior enrollment period if the last date of the enrollment period
is no more than 365 days prior to the loan’s first disbursement date. The student must have been enrolled within the period
covered by the loan. When applying for the loan, the student must be enrolled in school or have graduated and must not have
withdrawn with no intention of re-enrolling, as verified by the school. Loans must be used only for expenses that are directly
billed by the school and included in the school’s cost of attendance.

Cosigner release. Only the borrower may apply for cosigner release. To do so, they must first meet the age of majority in their
state and provide proof of graduation (or completion of certification program), income, and U.S. citizenship or permanent
residency (if their status has changed since they applied). In the last 12 months, the borrower can’t have been past due on any
loans serviced by Sallie Mae for 30 or more days or enrolled in any hardship forbearances or modified repayment programs. In
addition, the borrower must have paid ahead or made 12 on-time principal and interest payments on each loan requested for
release. The loan can’t be past due when the cosigner release application is processed. The borrower must also demonstrate the
ability to assume full responsibility of the loan(s) individually and pass a credit review when the cosigner release application is
processed that demonstrates a satisfactory credit history including but not limited to no: bankruptcy, foreclosure, student loan(s)
in default or 90-day delinquencies in the last 24 months. Requirements are subject to change.

Deferment. To apply for this deferment, customers and an official from the internship, clerkship, fellowship, or residency
program must complete and submit a deferment form to us for consideration. If approved, the loan will revert back to the same
repayment option that applied during the in-school period for up to 12 months. Customers can apply for and receive a maximum
of [four/five] 12-month deferment periods. Interest is charged during the deferment period and Unpaid Interest will be added to
the Current Principal at the end of each deferment period, which will increase the Total Loan Cost.

SALLIE MAE RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS, SERVICES, AND BENEFITS AT ANY TIME WITHOUT
NOTICE. CHECK SALLIEMAE.COM FOR THE MOST UP-TO-DATE PRODUCT INFORMATION.

Information advertised valid as of July 25, 2025. Sallie Mae loans are made by Sallie Mae Bank.

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names, designs, and slogans are the property of SLM Education Services, LLC, our affiliates, or licensors. All other names and
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Mae Bank, are not sponsored by or agencies of the United States of America. WF744150 0825